Financial literacy and financial education are increasingly recognised as an important individual skill in people's lives, as they are a prerequisite for sustainable financial decisions and financial well-being. The need for their increase is driven by a number of factors such as the supply of increasingly numerous and complex financial products, the emergence of new risks for consumers of financial services, the rapid development of the financial sector, its increasingly active digitisation, the increase in the number of users of financial services and the types of financial institutions.